Buyer Information

Lyon Real Estate
Auburn/GV Office

Finding the Right Property for You!

Buying property is one of the most important and stressful events in a
person’s life. I’ll take the time to listen to your needs and desires to find
your dream home! I am committed to work as hard as possible to find
property just right for you!

As your agent, I will go the extra mile to see that your home buying
experience is a pleasant one. Working together, we will combine your
desires and needs combined with my knowledge of the properties currently
on the market to find a perfect match!

Finding a Good Agent
What I Can do for You
Benefits of a Buyer's Agent

Preparing To Buy a Home
Getting Prepared
First Time Buyers
Renting vs. Owning
How Much Do I Need
What Can I Afford?
Income vs. Debt Ratios
Estimate Your Buying Power
Understanding Your Credit Score
Examining Your Credit History
Getting Pre-Approved

Finding A Property
Are You Ready To Find A Property?
Visiting Open Homes
Using A Property Checklist
Other Considerations

Making an Offer
The Basics Of Making An Offer
The Purchase Agreement
What You Need To Know
Negotiating
How Much Should I Offer?

Finding a Home Loan
What Is A Mortgage?
Typical Mortgage Providers
Choosing A Mortgage
Fixed Rate Mortgages
Adjustable Rate Mortgages
Common Questions
Loan Applications
Loan Application Checklist
The Underwriter
What Will Be Included In My Mortgage Payments?
Your Rights As A Consumer

Closing The Deal
What Is Escrow?
The Sale Process
Your Responsibilities
Buyer Disclosures 101
The Loan Process
Closing Costs
Who Pays For What?
The Escrow Process
Property Tax Calendar

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